Flatwork, foundations, and structural concrete
Separate patios and sidewalks from foundations, retaining walls, structural work, formwork, and reinforcing steel.
Include pumping, excavation, machines operated by employees, and operations subcontracted to other businesses.
Concrete and earth-movement restrictions
- Structural and foundation restrictions.
- Subsidence and earth-movement exclusions.
- Equipment and rented machinery.
- Payroll classifications.
Concrete work, earth movement, and equipment
Foundation and structural work need a different work description from patios and sidewalks. Check structural-work, subsidence, and earth-movement exclusions against the jobs you accept.
Pumps, forms, owned machinery, and rented equipment may require separate property coverage. Include equipment operators and other field duties in payroll information, along with the work subcontracted to other firms.
Information for your quote
- Revenue by work type
- Payroll and equipment use
- Maximum depth
- Largest projects and losses