Agriculture Insurance
Protect your small business with commercial insurance.
Why Insurance Matters for Agriculture Businesses?
Agriculture businesses manage land, equipment, crops, livestock, and the many risks that come with working outdoors. Whether you operate a farm, vineyard, nursery, ranch, or agricultural service business, you face unpredictable conditions every day. Changing weather, equipment maintenance, seasonal labor adjustments, transportation, and raising animals all come with natural risks.
Even experienced farmers and agriculture operators know that one unexpected event can impact production, revenue, and long-term stability. Insurance helps protect not only your property and equipment but also your income, liability exposure, and ability to continue operations during difficult seasons.
Key Reasons Insurance Is Essential:
Unpredictable weather and environmental risks.
Storms, wildfire smoke, flood, heatwaves, and other natural conditions can damage crops, greenhouses, livestock, or property.
High-value equipment exposure.
Tractors, harvesters, irrigation systems, and other machinery are essential and expensive to repair or replace.
Employee and seasonal labor risks.
Agricultural work often involves:
Heavy lifting
Machinery operation
Outdoor hazards
Slips and falls
Livestock and product liability.
Illness, contamination, or accidental animal injury can lead to financial losses and claims.
Transportation and distribution risks.
Goods in transit can be damaged due to vibration, temperature shifts, or accidents.
Visitor and vendor liability.
Farms, vineyards, and agritourism operations often host customers, increasing the risk of visitor injuries.