Wholesale & Distribution Insurance
Protect your small business with commercial insurance.
Why Insurance Matters for Wholesale & Distribution Businesses?
Wholesale and distribution companies play a critical role in the supply chain, handling large volumes of products, inventory, and shipments every day. Whether your business stores goods, distributes products to retailers, or manages transportation and logistics, your operations involve high-value inventory and constant movement.
From warehouse hazards and pallet related injuries to damaged shipments and theft, unexpected incidents can quickly disrupt your business and lead to costly claims. Because you may be responsible for products you don’t own, or goods in transit, strong insurance protection is essential for maintaining business continuity and customer trust.
Key Reasons Insurance Is Essential:
High-value inventory exposure.
Fire, theft, water damage, equipment malfunction, or accidents can destroy or damage large quantities of goods at once.
Liability for goods you store or handle.
If products are damaged while in your possession, customers may hold you financially responsible.
Warehouse and forklift-related injuries are common.
Warehouses see frequent incidents involving:
Lifting injuries
Slips and falls
Pallet jack accidents
Forklift collisions
Transportation and logistics risks.
Goods in transit face risks such as:
Collision
Theft
Temperature damage
Loading/unloading accidents
Customer contract requirements.
Retailers, manufacturers, and suppliers often require specific insurance before they will do business with you.